Motorcycle accidents are more dangerous for motorcyclists than any other type of driver on the road, and lead to many deaths and lots of money spent on repairs and injuries a year. Speeding, not paying attention while driving, and being struck by other drivers who don't see motorcyclists on the road are all leading causes of motorcycle wrecks and deaths.
When you get into a motorcycle accident, there are many things you need to do, especially if you are found at fault for the accident or you've been severely injured. Here are things you should do following a motorcycle accident.
File a police report
Never leave the scene of an accident, even if minor damage has occurred and both you and the other driver appear to be fine. You need to file a police report of the accident so the authorities can have your account of the accident on record in the event you get sued for the wreck or your insurance refuses to pay for medical and property damages later.
Never admit to being at fault for the accident, even if you clearly are the one to blame for the wreck. Simply state what happened in your own words and if you get cited for the wreck or face potential jail time, call a lawyer who is experienced in motorcycle claims.
Notify your insurance company
After you file a police report, you will need to call your insurance company right away to let them know of your accident. They will begin assessing the damage to your motorcycle and will file away medical care costs and other expenses. Your insurance company will also work with the insurance agent of the other party involved in your motorcycle wreck to help determine who is at fault for the accident and who will be required to use their insurance to cover the expenses incurred. If your insurance agent takes too long to file a claim or refuses to pay for damages to you or your motorcycle, call a lawyer for legal assistance.
Call a lawyer
A lawyer is an essential tool in your motorcycle accident case, even if you aren't getting sued or facing any legal repercussions. Your lawyer is responsible for helping you get the largest settlement for your accident, allowing you to be able to pay any medical fees, get your motorcycle repaired, obtain funds for lost wages, and stand up for you when your insurance company (or the insurance company of the other party involved in the accident) is taking too long to get your funds to you.